480.346.1283
2340 W. Ray Rd, Suite 3, Chandler AZ 85224
Modernize Wealth
Modernize Wealth

Privacy Policy

Privacy Policy

Modernize Wealth, LLC Privacy Policy and Cookie Policy |January 19, 2019

Modernize Wealth, LLC understands that your privacy is important to you and that you care about how your information is used and shared online. We respect and value the privacy of everyone who visits Our Site and We will only collect and use information in ways that are useful to you and in a manner consistent with your rights and Our obligations under the law.

This Policy applies to Our use of any and all data collected by Us in relation to your use of Our Site. Please read this Privacy Policy carefully and ensure that you understand it. Your acceptance of Our Privacy Policy is deemed to occur upon your first use of Our Site. If you do not accept and agree with this Privacy Policy, you must stop using Our Site immediately.

BACKGROUND

Modernize Wealth, LLC understands that your privacy is important to you and that you care about how your information is used and shared online. We respect and value the privacy of everyone who visits Our Site and We will only collect and use information in ways that are useful to you and in a manner consistent with your rights and Our obligations under the law.

This Policy applies to Our use of any and all data collected by Us in relation to your use of Our Site. Please read this Privacy Policy carefully and ensure that you understand it. Your acceptance of Our Privacy Policy is deemed to occur upon your first use of Our Site. If you do not accept and agree with this Privacy Policy, you must stop using Our Site immediately.

1. DEFINITIONS AND INTERPRETATION

In this Policy, the following terms shall have the following meanings:

“Account” means an account required to access and/or use certain areas and features of Our Site;
“Cookie” means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 12, below;
“Our Site” means this website, modernizewealth.com.
“USA and EU Cookie Law” means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003 as amended in 2004, 2011 and 2015; and
“We/Us/Our” means Modernize Wealth, LLC, a Domestic Limited Liability Company registered in Chandler, Arizona, whose registered address is 3075 W. Ray Road, Suite 103, Chandler, AZ 85226, USA.

2. INFORMATION ABOUT US

  • Our Site, https://modernizewealth.com/, is owned and operated by Modernize Wealth, LLC, a Domestic Limited Liability Company registered in Chandler, Arizona, whose registered address is 3075 W. Ray Road, Suite 103, Chandler, AZ 85226, USA
  • Our data protection officer is Jeff Hebert, who can be contacted at jeff@modernizewealth.com.

3. SCOPE – WHAT DOES THIS POLICY COVER?

  • This Privacy Policy applies only to your use of Our Site. It does not extend to any websites that are linked to or from Our Site (whether We provide those links or whether they are shared by other users). We have no control over how your data is collected, stored or used by other websites and We advise you to check the privacy policies of any such websites before providing any data to them.

4. WHAT DATA DO WE COLLECT?

  • This Privacy Policy applies only to your use of Our Site. It does not extend to any websites that are linked to or from Our Site (whether We provide those links or whether they are shared by other users). We have no control over how your data is collected, stored or used by other websites and We advise you to check the privacy policies of any such websites before providing any data to them.

5. HOW DO WE USE YOUR DATA?

  • All personal data is stored securely in accordance with the EU General Data Protection Regulation (Regulation (EU) 2016/679) (GDPR). For more details on security, see section 6 below.
  • We use your data to provide the best possible services to you. This includes:
    • Responding to communications from you;
    • Improving our website user experience;
    • Supplying you with email newsletters and alerts of any events (you may unsubscribe or opt-out at any time by clicking on the unsubscribe link in the footer of all emails sent via MailChimp).
  • In some cases, the collection of data may be a statutory or contractual requirement, and We will be limited in the products and services We can provide you without your consent for Us to be able to use such data.
  • With your permission and/or where permitted by law, We may also use your data for marketing purposes, which may include contacting you by email AND/OR telephone with information, news and offers on Our products. We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003, as amended in 2004, 2011 and 2015.
  • Under GDPR, we will ensure that your personal data is processed lawfully, fairly, and transparently, without adversely affecting your rights. We will only process your personal data if at least one of the following basis applies:
    1. you have given consent to the processing of your personal data for one or more specific purposes;
    2. processing is necessary for the performance of a contract to which you are a party or in order to take steps at the request of you prior to entering into a contract;
    3. processing is necessary for compliance with a legal obligation to which We are subject;
    4. processing is necessary to protect the vital interests of you or of another natural person;
    5. processing is necessary for the performance of a task carried out in the public interest or in the exercise of official authority vested in the controller;
    6. and/or processing is necessary for the purposes of the legitimate interests pursued by us or by a third party, except where such interests are overridden by the fundamental rights and freedoms of the data subject which require protection of personal data, in particular where the data subject is a child.

6. HOW AND WHERE DO WE STORE YOUR DATA?

  • We only keep your data for as long as We need to in order to use it as described above in section 5, and/or for as long as We have your permission to keep it.
  • Data security is of great importance to Us, and to protect your data, We have put in place suitable physical, electronic and managerial procedures to safeguard and secure data collected through Our Site.
  • Notwithstanding the security measures that We take, it is important to remember that the transmission of data via the internet may not be completely secure and that you are advised to take suitable precautions when transmitting data to Us via the internet.

7. DO WE SHARE YOUR DATA?

  • We may compile statistics about the use of Our Site, including data on traffic, usage patterns, user numbers, sales and other information. All such data will be anonymized and will not include any personally identifying information. We may from time to time share such data with third parties such as prospective investors, affiliates, partners and advertisers. Data will only be shared and used within the bounds of the law.
  • In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal information; for example, where We are involved in legal proceedings, where We are complying with the requirements of legislation, a court order, or a governmental authority. We do not require any further consent from you in order to share your data in such circumstances and will comply as required with any legally binding request that is made of Us.

8. WHAT HAPPENS IF OUR BUSINESS CHANGES HANDS?

  • We may, from time to time, expand or reduce Our business and this may involve the sale and/or the transfer of control of all or part of Our business. Data provided by users will, where it is relevant to any part of Our business so transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use the data for the purposes for which it was originally collected by Us.
  • In the event that any of your data is to be transferred in such a manner, you will be contacted in advance and informed of the changes.

9. HOW CAN YOU CONTROL YOUR DATA?

  • When you submit information via Our Site, you may be given options to restrict Our use of your data. We aim to give you strong controls on Our use of your data (including the ability to opt-out of receiving emails from Us, which you may do by unsubscribing using the links provided in Our emails).
  • You may also wish to sign up to one or more of the preference services operating in the USA: The Telephone Preference Service (“the TPS”), the Corporate Telephone Preference Service (“the CTPS”), and the Mailing Preference Service (“the MPS”). These may help to prevent your receiving unsolicited marketing. Please note, however, that these services will not prevent you from receiving marketing communications that you have consented to receiving.

10. YOUR RIGHT TO WITHHOLD INFORMATION AND YOUR RIGHT TO WITHDRAW INFORMATION AFTER YOU HAVE GIVEN IT

  • You may access Our Site without providing any data at all.
  • You may restrict your internet browser’s use of Cookies. For more information, see section 12.
  • You may withdraw your consent for Us to use your personal data as set out in section 5 at any time by contacting Us using the details set out in section 15, and We will delete your data from Our systems. However, you acknowledge this may limit Our ability to provide the best possible products and services to you.

11. HOW CAN YOU ACCESS YOUR DATA?

You have the legal right to ask for a copy of any of your personal data held by Us (where such data is held). Please contact Us for more details at hello@modernizewealth.com or using the contact details below in section 15.

12. COOKIES

Our Site may place and access certain first party Cookies on your computer or device. First party Cookies are those placed directly by Us and are used only by Us. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our products and services. By using Our Site, you may also receive certain third party Cookies on your computer or device. Third party Cookies are those placed by websites, services, and/or parties other than Us. In addition, Our Site uses analytics services provided by Google Analytics, which also uses Cookies. Website analytics refers to a set of tools used to collect and analyze usage statistics, enabling Us to better understand how people use Our Site.

13. SUMMARY OF YOUR RIGHTS UNDER GDPR

Under the GDPR, you have:

  • The right to request access to, deletion of, or correction of, your personal data held by Us;
  • the right to complain to a supervisory authority;
  • the right to be informed of what data processing is taking place;
  • the right to restrict processing;
  • the right to data portability;
  • the right to object to processing of your personal data;
  • rights with respect to automated decision-making and profiling (see section 14 below).

To enforce any of the foregoing rights or if you have any other questions about Our Site or this Privacy Policy, please contact Us using the details set out in section 15 below.

14. AUTOMATED DECISION-MAKING AND PROFILING

14.1 In the event that We use personal data for the purposes of automated decision-making and those decisions have a legal (or similarly significant effect) on you, you have the right to challenge such decisions under GDPR, requesting human intervention, expressing their own point of view, and obtaining an explanation of the decision from Us.

14.2 The right described in section 14.1 does not apply in the following circumstances:

  • The decision is necessary for the entry into, or performance of, a contract between you and Us;
  • the decision is authorized by law; or
  • you have given your explicit consent.

Where We use your personal data for profiling purposes, the following shall apply:

  • Clear information explaining the profiling that will be provided, including its significance and the likely consequences;
  • appropriate mathematical or statistical procedures that will be used;
  • technical and organizational measures necessary to minimize the risk of errors and to enable such errors to be easily corrected shall be implemented; and
  • all personal data processed for profiling purposes shall be secured in order to prevent discriminatory effects arising out of profiling.

15. CONTACTING US

If you have any questions about Our Site or this Privacy Policy, please contact Us by email at hello@modernizewealth.com. Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you (as under section 11, above).

16. CHANGES TO OUR PRIVACY POLICY

We may change this Privacy Policy as we may deem necessary from time to time, or as may be required by law. Any changes will be immediately posted on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. We recommend that you check this page regularly to keep up to date.

17. MODERNIZE WEALTH DISCLAIMER

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by 910 West to provide information on a topic that may be of interest. 910 West is not affiliated with the named representative, broker – dealer, state – or SEC – registered investment advisory firm. The opinions expressed and material provided are for general information and should not be considered a solicitation for the purchase or sale of any security.

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment Advisory Services offered through Kestra Private Wealth Services, LLC. Modernize Wealth is a member firm of Kestra Private Services, LLC, an affiliate of Kestra IS. Modernize Wealth and Kestra IS are not affiliated. Neither Kestra IS nor its affiliates offer tax or legal advice.

This site is published for residents of the United States only. Registered Representatives of Kestra IS and Investment Advisor Representatives of Kestra Private Wealth Services, LLC may only conduct business with residents of the states in jurisdictions in which they are properly registered. Therefore, a response to request for information may be delayed. Not all products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact Kestra IS Compliance Department at 737-443-2582.

Any 3rd party website links referenced are being provided strictly as a courtesy. Neither we nor Kestra Private Wealth Services, LLC are liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of the links provided.